Am I Going To still be capable of getting treatment if I don’t have travel cover? The solution to this depends upon where you stand. A couple of countries have reciprocal plans using the United kingdom therefore it may obtain the same attention and treatment like a citizen of this country, without resorting to insurance.
They include Eu countries Austria, Belgium, Bulgaria, Czech Republic, Cyprus, Denmark, Estonia, Finland, France, Germany, A holiday in greece, Italia, Luxembourg, holland, Portugal, The country, the Republic of eire and Norway in addition to Australia, Barbados, Nz, Romania and Russia. It doesn’t however include popular destinations for example Europe, Poultry and also the US.
You have to consider, however, that treatment might not be free. The plans also will not pay for the price of getting home if you’re seriously ill or hurt.
What’s the European Medical Health Insurance Card (EHIC)? The Ecu Medical Health Insurance Card (EHIC) gives use of free or lower cost treatment within the Eu. It replaced the E111 in The month of january 2006. You will get further details in the Department of Health’s website.
I’ve travel accident insurance with my charge card. Does which means that I don’t need travel cover? Travel accident insurance usually covers you if you’re seriously hurt within an accident although travelling. It doesn’t cover the price of repatriation or treatment should you get sick. Neither will it cover lack of baggage, money or cancellation of the holiday. So, yes you still need travel cover. A couple of charge cards and packaged current accounts provide ‘free’ travel cover. Look into the policy is comprehensive so they cover all you need.
If something wrong happens on vacation, what must i do? First of all, go ahead and take policy details along with you – Make certain you phone you insurer before you decide to have treatment, have your insurance details along with you. Some insurers might even refuse to spend if you don’t give them a call.
Then make sure to keep receipts – you’ll need receipts for just about any products that you would like to assert for. These would come with: hospital bills, prescriptions and anything you need to buy since your baggage is lost, stolen or delayed. And when your possessions are stolen or lost obtain a police report – your insurer may wish to visit a police report.
